Compare Healthy Paws vs. Fetch Pet Insurance
What’s the difference between Healthy Paws Pet Insurance and Fetch Pet Insurance? See how our editors compare the two companies below.
Last Updated: July 21, 2025
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Key Facts
Rated "Best Choice Overall" by Mashable
- No Maximum Annual or Lifetime Payouts
- No Enrollment or Administrative Fees
- Most Claims are Processed in 2 Days
- Trusted by More than 625,000 Parents
- Get Back up to 90% on Unexpected Vet Bills
- Covers Pets of Every Age 6 Weeks+
- Dental Coverage for Every Tooth Plus Gums
- Covers Exam Fees (Save $50-$250 per Sick Visit)
OVERALL RATINGS
| Healthy Paws | Fetch | |
|---|---|---|
| Coverage | 4.5/5 | 5.0/5 |
| Cost | 5.0/5 | 3.0/5 |
| Extras | 5.0/5 | 4.5/5 |
Healthy Paws
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Fetch
Healthy Paws
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Fetch
Final Verdict
Healthy Paws Pet Insurance has a higher overall rating than Fetch Pet Insurance. Healthy Paws scores better than Fetch across: Cost, Extras, Reviews, and Enrollment. However, Fetch scores better on Coverage, and Benefit Limits. Both companies score similarly on Deductibles, and Reimbursement.
Customer Comments & Reviews
Healthy Paws Pet Insurance review
Healthy Paws is the reason I can make medical decisions based on my love for my dog—not my bank account.
Kali has had multiple health issues, including cancer, and Healthy Paws has come through every single time. Submitting a claim is ridiculously easy—just snap a pic of the vet invoice and SOAP notes in the app, and you're done. I’ve always received reimbursement quickly (sometimes even the next day!), and they even reached out after Kali’s surgery to check on her. Who does that?
Yes, the premiums go up each year, but after researching nearly every pet insurance company out there, I’ve found their rates to be very competitive. What makes them stand out even more is how user-friendly their app and website are. I can change my reimbursement rate (I chose 80%), adjust my deductible, or switch between mailed checks and direct deposit—all with just a few clicks.
Healthy Paws doesn’t cover basic visits or routine dental cleanings, but they cover what actually matters: medications, diagnostic tests, emergencies, surgeries—even dental emergencies. This month alone, I was reimbursed for 80% of a $5,000 procedure. I can’t express how thankful I am.
If you're on the fence about pet insurance, let me save you the trouble: choose Healthy Paws. You won’t regret it.
Healthy Paws Pet Insurance review
"I've been using Healthy Paws Pet Insurance for 9 years, and their service has been nothing short of excellent. The claims process is straightforward and quick, and their customer support team is always helpful and kind. Knowing that my pet is covered gives me peace of mind. Highly recommend!"
Fetch Pet Insurance review
Have had Petplan-now Fetch-since 2009 for many dogs. They have never denied a claim and we have had many many claims for all kinds of illnesses. We highly recommend-would not think of going elsewhere
Fetch Pet Insurance review
Petplan insurance has never refused a claim or made me fight to get reimbursed for necessary pet care. Without Petplan I honestly don’t know if I could afford to care for my English Mastiff Bartleby. He has allergies and a joint issue. I would recommend getting Petplan as soon as you get a new furry family member.
Fetch Pet Insurance review
fast friendly. had no issues with getting doctor paid by PetPlan for several claims. one was about $4000. I only had to pay $200.
Fetch Pet Insurance review
I've had PetPlan for years, I think around 8 years now and I cannot be happier with their coverage, speed of processing claims and the amounts that they cover and reimburse. They do not split hairs, and I never had a question or a doubt that they were not being fair in their reimbursements. I've had three cats covered through them, out of which one had to be put down due to acute renal failure and it cost in the ER hospital fees in thousands of $ (LA, CA). They paid me back everything, minus the deductible and up to 80% for the ER/specialty care. Then I adopted my second cat, who is still rather young, but he just had a second bout of pancreatitis in his short 5 years of live. He barely survived and the bill again was in thousands of $$$ for having to rush him in between an ER and ER Specialty hospital. PetPlan again covered a fair deal and sent me a check within 10 days. No questions asked. Fair coverage, happy customer and my cat pulled through, thankfully to this great insurance and even more so to the staff of the two hospitals that took a good care of him. Thank you PetPlan!
Healthy Paws Pet Insurance review
Regarding the online quoting system
+ let me include multiple pets on same quote
- can't figure out how to pay an annual amount rather than monthly
- they add $25 to the first payment for account set up =deal breaker
Healthy Paws Pet Insurance review
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.