10 Best Pet Insurance of 2026
TOP PET INSURANCE IN COLUMBUS, OHIO
🔥 Get up to 90% Cash Back on Vet Bills
- Covers Accidents, Illness & Preventive Care
- Prescriptions, Specialists, Dental and more
- Visit Any Vet in the US, 24/7 Vet Helpline
- 10% Multi Pet Discount, One Annual Deductible
Pet Insurance Starting as low as $10 per Month
- Save Big on Tests, Vaccines & Essential Care
- Coverage for Spaying, Neutering & Microchipping Available
- Up to 10% Off with Bundle or Multi-Pet Discount
- Unclaimed Premiums are Donated to Charities of Your Choice
*Not available in all states.
Covers Exam Fees + 10% Multi-Pet Discount
- Up to 90% Cash Back at Any US Vet
- Complete Coverage, Accident-Only & Preventive Care
- Behavioral Issues, Dental & Hereditary Conditions
- Customizeable Plans to Fit Your Budget
- 100% coverage for prescriptions & more
- Coverage for wellness checks, accidents & illnessess
- Free, unlimited access to licensed veterinarians
- Direct payments, no payout limits
Only PumpkinNow™ can pay you before you pay for eligible urgent vet care*
- 98% of vets surveyed in 2024 recommend Pumpkin¹
- 4.5/5 stars from over 2,000 Google reviews²
- Extensive coverage for advanced treatments & therapies
- No upper age limits or breed exclusions
🦮 Unlimited Reimbursement at Any Vet
- Covers Illnesses, Conditions & Accidents
- Add Dental & Prescription Coverage
- Wellness Plan for Routine Check-ups, Grooming & Training
- Over 18 Years of Pet Insurance Expertise
🐕 Pet Insurance Starting as low as $10 per Month
- Save Big on Tests, Vaccines & Essential Care
- Coverage for Spaying, Neutering & Microchipping Available
- Up to 10% Off with Bundle or Multi-Pet Discount
- Unclaimed Premiums are Donated to Charities of Your Choice
*Not available in all states.
🔥 Get up to 90% Cash Back on Vet Bills
- Covers Accidents, Illness & Preventive Care
- Prescriptions, Specialists, Dental and more
- Visit Any Vet in the US, 24/7 Vet Helpline
- 10% Multi Pet Discount, One Annual Deductible
Advertiser Disclaimers & Disclosures:
Spot Pet Insurance:
Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms visit spotpet.com/sample-policy. Products, schedules, discounts, and rates may vary and are subject to change. 10% multi-pet discount is available on all pets after the first. More information available at checkout.
Embrace Pet Insurance:
Pet health insurance is administered by Embrace Pet Insurance Agency, LLC(Lic. No 0G89328) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. For full terms and conditions, visit www.embracepetinsurance.com
MetLife Pet Insurance:
1 “2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards.
*Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2024 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
Fetch Pet Insurance:
This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.
Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01.01.2022 through 12.31.2022 and all available limit combinations. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 10.12.2023.
Pets Best Pet Insurance:
Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy.
Products, schedules, discounts, and rates may vary and are subject to change. More information is available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. #200, Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd, #160, Scottsdale, AZ 85254, or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd, #430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd, #160, Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Copyright © 2005-2025. Pets Best Insurance Services, LLC.
Pumpkin Pet Insurance:
*Qualified customers with approved claims for treatments $1k or more could be paid in 15 minutes after submitting a request if their bank accepts real-time payments. For a list of RTP-enabled banks, visit https://www.theclearinghouse.org/payment-systems/rtp/rtp-participating-financial-institutions. For full terms & conditions, visit www.pumpkin.care/pn-terms.
1 Based on responses from 160 veterinary staff members who participated in the “Pumpkin pet insurance veterinary hospital partner feedback survey” between 2/5/24-5/22/24. 161/165 (98%) of respondents said they’d recommend Pumpkin as a pet insurance to learn about.
2. Based on data collected from Google search https://www.google.com/search?q=pumpkin+pet+insurance conducted 04/07/25.