10 Best Pet Insurance of 2026

Get Affordable & Customizable Coverage Today

• 2025 Pet Insurance of the Year Award¹
• Accidents, Emergencies, Illness, Preventive Care
• No Lifetime or Per Incident Limits
• No Waiting Period on Accidents & Preventive Care*

Pet Insurance Starting as low as $10 per Month

• Save Big on Tests, Vaccines & Essential Care
• Coverage for Spaying, Neutering & Microchipping Available
• Up to 10% Off with Bundle or Multi-Pet Discount
• Unclaimed Premiums are Donated to Charities of Your Choice

_{*Not available in all states.} 

Covers Exam Fees + 10% Multi-Pet Discount

• Up to 90% Cash Back at Any US Vet
• Complete Coverage, Accident-Only & Preventive Care
• Behavioral Issues, Dental & Hereditary Conditions
• Customizeable Plans to Fit Your Budget

Only PumpkinNow™ can pay you before you pay for eligible urgent vet care*

• 98% of vets surveyed in 2024 recommend Pumpkin¹
• 4.5/5 stars from over 2,000 Google reviews²
• Extensive coverage for advanced treatments & therapies
• No upper age limits or breed exclusions

Price Includes What Other Providers Charge Extra for or Don't Cover at All 

• Get Back up to 90% on Unexpected Vet Bills
• Dental Coverage for Every Tooth, Plus Gums
• Covers Exam Fees (Save $50-$250 per Sick Visit)
• Use Any Vet in the U.S. or Canada

🦮 Unlimited Reimbursement at Any Vet

• Covers Illnesses, Conditions & Accidents
• Add Dental & Prescription Coverage
• Wellness Plan for Routine Check-ups, Grooming & Training
• Over 18 Years of Pet Insurance Expertise