Small Business Loans
of 2026
Applying won’t affect credit score
- Loan Amounts: $5,000 to $250,000
- Average Yearly Revenue requirements: $100,000
- Minimum Credit Score: 625 FICO
- Minimum Time in Business to apply: 1 year
OnDeck Small Business Loans (Kapitus) Review
OnDeck is a New York-based non-bank small business lender founded in 2006 to provide capital financing services, such as term loans and lines of credit. OnDeck has an A+ rating with the BBB, and a Trustpilot rating of Excellent.
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Applying won’t affect credit score
- Loan Amounts: $5,000 to $250,000
- Average Yearly Revenue requirements: $100,000
- Minimum Credit Score: 625 FICO
- Minimum Time in Business to apply: 1 year



