Biz2Credit is not simply an online portal that connects those looking for small business loans with funders, but rather a vast knowledge center that offers information on all kinds of small business loans, as well as one-on-one support from a dedicated team of business financing experts. When it comes to getting the actual loan, customers can talk with Biz2Credit to first find out what is their best option, then get connected with any one of the company's trusted partners. Through its partners, Biz2Credit can provide access to SBA loans, unsecured business loans, equipment loans, lines of credit, merchant cash advances, business acquisition loans, and commercial real estate loans. In addition to these, Biz2Credit also offers special lending programs for women, veterans, and minorities.

Rates and fees for loans procured through Biz2Credit will vary depending on the chosen lender. The APRs provided by the company depict the typical range you can expect from one of their partners for that specific type of loan. Merchant cash advances have factor rates of between 1.14 - 1.45. Factor rates are expressed in decimals and differ from APRs. Unlike APRs factor rates are not recalculated each month but only applied once. By multiplying the factor rate by the loan amount customers will see how much they will need to pay back in total.

In terms of fees, Biz2Credit charges a closing fee when the loan transaction is finished. Other fees will vary depending on the affiliate. Some common small business loan fees include processing fee, service fee, origination fee, prepayment penalty, packaging fee, SBA guarantee fee, NSF fee, late payment fee, wire transfer fee, and referral fee.

Biz2Credit offers a quick online application for most of their small business loans. Customers need only input the amount they need, time in business, annual revenue, and credit score for the portal to begin connecting them with the right lenders for them. Certain customers can prequalify in seconds, but funding will depend on the specific affiliate. Some customers with the right documentation and information can receive funding in as little as 24 hours.

Biz2Credit has a great reputation online, with a 9.8 (excellent) Trustpilot score. This was based on over 1,500 reviews, nearly all of which were positive. This is highly unusual for a company of this type. Additionally, the company carries an A+ grade with the BBB even though they are not accredited. Customers seem the most impressed with Biz2Credit's professional and knowledgable customer service, as well as a no-nonsense and quick turnaround time.