Best Mortgage Lenders of 2025
Our editors have spent 300+ hours researching today's mortgage and refinance lenders across a variety of mortgage products to help consumers determine which mortgage option is best given their personal financial situation.
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
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