Nationwide Long Term Care Insurance (CLTC) Review

Nationwide is a solid insurance company, with a good reputation and excellent financials. It provides long term care insurance as part of a hybrid policy that combines features of life insurance and long term care coverage. While these policies themselves offer consumers some flexibility in terms of how they want to deploy their insurance benefits, Nationwide does not offer consumers the option of a stand-alone long term care policy. Hybrid policies can be very beneficial to people who want them, but they are complex policies that require careful understanding.