GoldenCare Long Term Care Review

As an online marketplace, GoldenCare offers state partnership plans, stand-alone home health care plans, nursing home plans, hybrid life and long-term care insurance policies as well as short-term nursing and home care solutions for those who are unable to perform daily living activities without supervision as a result of an accident, disability, prolonged illness, or old age.

Available policy types, optional riders, and applicable discounts will vary depending on the carrier and the policyholder's health status, yet will typically include the above-mentioned coverages as well as group products and tax-qualified plans, riders like inflation protection and return of premium, and discounts for spouses and household members.

Current LTC policies now feature more options and benefits than they did in the past and often cover nursing home care, home care, and adult daycare expenses.

Most policies will pay benefits due to a cognitive impairment or inability to perform daily living activities such as eating, bathing, and walking.

GoldenCare states most long-term care insurance products feature coverage for personal or custodial care, home care and care in community settings, and may even include such features as bed reservations, respite care, and one-per-lifetime elimination periods.

GoldenCare works with leading U.S. carriers in the long-term care insurance industry to offer clients a broad range of coverages and plans that meet both their needs and budgets.

Among the top-rated insurers in GoldenCare's network are Mutual of Omaha, John Hancock, BlueCross BlueShield, Aetna, Allianz, Great American Insurance Group, Humana, Minnesota Life, Kemper, and Legal Shield, among others.

GoldenCare has been accredited by the Better Business Bureau since 1977, but has yet to receive any customer feedback aside from two complaints whose details are unavailable.

As a marketplace, however, the company has partnered with many reputable carriers that uphold high customer service standards and strive to offer some of the most reliable insurance products in the industry.

Interested parties will find the company holds high ratings with other popular customer review sites, further evidencing GoldenCare's commitment to offering knowledgeable, professional services.