10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2025
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Turn your home equity into the cash you need
Over $100 Billion Funded. 21 Years in Business
Rocket Mortgage