World of Hyatt card from Chase

World of Hyatt card from Chase was ranked on Money.com as one of this year's top credit cards. Read more from nationally recognized credit card expert, Jason Steele or see if you qualify by clicking "Apply Now" below.
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World of Hyatt Credit Card

Intro Bonus
n/a
Annual Fee
$95
Credit Level
n/a
From
The Expert
Jason Steele
Why Apply?
This card offers you a strong sign-up bonus plus a free night certificate each year, and another if you spend $15,000 a year. When staying at Hyatts, you'll earn an additional 4x points per dollar.
I Think You'll Love
Earning points towards free night stays while enjoying elite status.
Pros
  • Receive  instant elite status and credit towards the next level.
  • Earn 4x points at World of Hyatt Properties.
  • Earn 2x points at restaurants, on airline tickets, transit and gym memberships.
  • Free nights start at 5,000 points.
  • Earn up to two free night certificates each year.

 

Cons
  • $95 annual fee.
  • Hyatt recently announced changes that will raise the number of points needed during peak seasons.
     
ABOUT THIS CARD

Hotel credit cards can be extremely valuable, as they can combine valuable benefits with points towards free night awards that can be far easier to redeem than frequent flyer miles. The World of Hyatt Card from Chase may be the best hotel card out there. You immediately get entry level elite status with Hyatt, five night-stay credits toward the next level of status and another two night-stay credits for each $5,000 spent on the card. You also get a free night stay each year (for a Category 1-4 room) on your cardmember anniversary, plus a second free night stay if you spend $15,000 or more in a cardmember year.

Rewards include 4x points at Hyatt hotels, and 2x points per dollar spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships. You earn one point per dollar spent elsewhere, and free nights begin at just 5,000 points per night. Better yet, Hyatt allows you to redeem your points for any unsold standard room, with no blackout dates or capacity controls. This is a sharp contrast with airline programs where you can rarely find an award seat at the lowest mileage level.

This card does have a $95 annual fee, which is pretty standard among premium travel rewards cards like this.
 

4 things informed consumers need to know:
  1. Get enough credit cards to keep the balance on each one below 30% of its limit.
  2. Pay on time, use cards sparingly and keep your accounts open.
  3. Don’t apply for too many cards at once. Do 1 today, again in 6 months, etc.
  4. More cards mean a wider variety of points and benefits.

Jason steele
The Expert
Jason Steele

Analysis is brought to you by nationally recognized credit card expert Jason Steele, who has appeared in publications such as:

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