The Blue Business® Plus Credit Card from American Express
- Earn 2x points on up to $50,000 in spending each year.
- Points are earned in the valuable Membership Rewards program.
- 12 months of 0% intro APR on new purchases.
- No annual fee.
- Great tools for small business owners.
- 2x rewards are limited to the first $50,000 spent each year.
- No bonus reward categories.
Small business owners need to be frugal too, and the Blue Business® Plus card has no annual fee. But at the same time it offers very strong rewards and even a promotional financing offer. This card offers 2x points on all purchases, up to $50,000 in a calendar year, then 1x on all other purchases. These are valuable Membership Rewards points that can be redeemed for merchandise, gift cards and travel reservations, or transferred to airline miles or hotel points. Eligible airline transfer partners include Delta, JetBlue, British Airways and Singapore Airlines.
This card can also help smooth out your business financing by offering new applicants 12 months of 0% intro APR on new purchases (13.24% - 19.24% Variable APR after). Other small business features include free employee cards, account alerts, a year-end summary and the ability to designate an account manager. And when your employees use additional cards from your account, you will receive any rewards earned. Since the vast majority of cards that offer these kinds of flexible reward points have an annual fee, the no fee American Express Blue Business Plus offers strong value.
