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PNC Cash Rewards® Visa® Credit Card

PNC Cash Rewards® Visa® Credit Card was ranked on Money.com as one of this year's top credit cards. Read more from nationally recognized credit card expert, Jason Steele or see if you qualify by clicking "Apply Now" below.
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PNC Cash Rewards® Visa® Credit Card

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Intro Bonus
Earn 4% back on gas, 3% back on dining, 2% back on groceries and 1% back on everything else.
Annual Fee
$0
Credit Level
very good to excellent
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From
The Expert
Jason Steele
Why Apply?
Earn strong rates of cash back on gas, dining and groceries, with no annual fee. Plus, new accounts receive a $100 bonus and 12 months of 0% APR on balance transfers.
I Think You'll Love
Earning 4% cash back on gas and 3% on dining with a $100 bonus and no annual fee.
Pros
  • Earn 4% cash back on gas.
  • Earn 3% cash back on dining and 2% on groceries.
  • $100 new account bonus and 12 months of 0% APR on balance transfers.
  • Pay no annual fee. 
     
Cons
  • Bonus rewards limited to $8,000 in combined purchases each year.
  • 3% foreign transaction fee.
ABOUT THIS CARD

When you pay your credit card balance in full every month, then you should be trying to earn the most valuable rewards possible. If this sounds like you, then the PNC Cash Rewards® Visa® Credit Card can be a good choice. It offers you 4% cash back at gas stations, 3% back on dining and 2% back at grocery stores. You earn 1% cash back on all other purchases, and the bonus rates are only valid on your first $8,000 in combined purchase each month. You can redeem your cash back any time you’ve earned at least $25 of it, but your cash back never expires so long as your account is open.

This card also rewards new customers in two ways. First, you can earn a $100 cash bonus after spending $1,000 on new purchases within three months of account opening. You also receive 12 months of 0% APR financing on balance transfers, with a 3% balance transfer fee for the first 12 months (4% after that).

This card is compatible with all of the latest mobile wallet and contactless payment technologies. There’s no annual fee for this card, but there is a 3% foreign transaction fee. 
 

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4 things informed consumers need to know:
  1. Get enough credit cards to keep the balance on each one below 30% of its limit.
  2. Pay on time, use cards sparingly and keep your accounts open.
  3. Don’t apply for too many cards at once. Do 1 today, again in 6 months, etc.
  4. More cards mean a wider variety of points and benefits.
Jason steele
The Expert
Jason Steele

Analysis is brought to you by nationally recognized credit card expert Jason Steele, who has appeared in publications such as:

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Details and conditions for each credit card offer are available on the online credit card application page. Our team makes reasonable efforts to ensure the information on our page is accurate, but this information is presented without warranty and some of the offers on this page may no longer be available through our site. You can click on the “Learn More” or “Apply Now” button for each credit card offer to continue to the issuer’s web site and review the terms and conditions on their site. Offers, details, and other information is subject to change, and the terms displayed may not be available to all consumers. ConsumersAdvocate has partnered with CardRatings for some of our credit card offerings. ConsumersAdvocate and CardRatings may receive a commission from card issuers.

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.