Jasper Mastercard® Credit Card

Jasper Mastercard® Credit Card was ranked on Money.com as one of this year's top credit cards. Read more from nationally recognized credit card expert, Jason Steele or see if you qualify by clicking "Apply Now" below.
Best for
building credit for professionals
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See Rates & Fees | Terms Apply

Jasper Mastercard® Credit Card

Intro Bonus
N/A
Annual Fee
$0*
Credit Level
no credit to good
From
The Expert
Jason Steele
Why Apply?
This card offers low fees and a competitive interest rate to US residents that don't qualify for other cards. With this card, you'll build credit and have a secure and convenient method of payment.
I Think You'll Love
Qualifying for a full feature credit card with little or no credit history.
Pros
  • Earn 1% cash back on every purchase. Terms apply.* 
  • No credit score or credit history needed.
  • No annual fee.*
  • No foreign transaction fees. 
  • Excellent benefits.
Cons
  • No signup bonus. 
ABOUT THIS CARD

Many of the top credit card issuers are large banks that have been doing business for over 100 years. But recently, some smaller credit card issuers have emerged and offered welcome innovations. The Jasper Mastercard, issued by WebBank, Member FDIC, is one of these cards that works differently than most others. 

This is a simple card that’s designed for professionals with little or no credit history. This can include young adults, recent immigrants, foreign citizens living and working in the US and others with a limited credit history, or even none at all. Jasper uses proprietary technology to evaluate applicants, including those that don’t have a credit score or a credit history in the US. If approved, you’ll receive a line of credit up to $5,000. And although this card currently doesn’t offer rewards, it includes generous benefits. Your purchases receive extended warranty coverage, purchase protection, price protection and are eligible for a full refund if you’re not satisfied within 60 days. When traveling, you’ll receive rental car insurance, trip cancellation insurance as well as coverage for lost, damaged and delayed baggage. 
 
There is no annual fee* for this card, and no foreign transaction fees. Plus, this isn’t a subprime card so you’ll receive a competitive standard interest rate. 

* Review the Jasper Terms & Conditions at www.jaspercard.com/disclosures/rewards_terms. 

*Review the Jasper fee schedule at jaspercard.com/fees. 
 

4 things informed consumers need to know:
  1. Get enough credit cards to keep the balance on each one below 30% of its limit.
  2. Pay on time, use cards sparingly and keep your accounts open.
  3. Don’t apply for too many cards at once. Do 1 today, again in 6 months, etc.
  4. More cards mean a wider variety of points and benefits.

Jason steele
The Expert
Jason Steele

Analysis is brought to you by nationally recognized credit card expert Jason Steele, who has appeared in publications such as:

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