- Earn a signup bonus of 25,000 bonus points.
- Strong travel insurance and purchase protection benefits.
- 9 months of 0% APR introductory financing on purchases and balance transfers.
- No annual fee.
- 4% balance transfer fee (or $5, whichever is greater).
- 2% foreign transaction fee.
Small business owners who are looking for a simple rewards card might be interested in the Business Platinum Rewards Mastercard® from BMO Harris Bank. This card starts you off with 25,000 bonus points after you spend $6,000 within three months of account opening. You’ll also earn one point per dollar spent on all purchases. Rewards points in this program can be redeemed for travel, gift cards, merchandise or charitable contributions, but are worth the most when redeemed for travel reservations.
This card also offers new applicants introductory 0% APR financing on purchases and balance transfers, with a 4% balance transfer fee (or $5, whichever is greater). Benefits include extended warranty coverage that adds up to one year to the manufacturer’s warranties of eligible purchases. You also receive purchase assurance protection that covers you against theft or damage within 90 days of purchase. It also includes rental car insurance, travel assistance and a baggage delay benefit. You can also receive travel and shopping discounts through both the Mastercard Easy Savings and the Priceless Cities programs. There’s no annual fee for this card, but there is a 2% foreign transaction fee on all purchases processed outside the United States.
