American Express® Gold Credit Card

American Express® Gold Credit Card was ranked on Money.com as one of this year's top credit cards. Read more from nationally recognized credit card expert, Jason Steele or see if you qualify by clicking "Apply Now" below.
Best for
earning 4x at restaurants (including takeout and delivery)
Our Partner
See Rates & Fees | Terms Apply

American Express® Gold Credit Card

Intro Bonus
Earn 60,000 Membership Rewards® points after you spend $4,000 in eligible purchases with your new Card within the first 6 months.
Annual Fee
$250
Credit Level
good to excellent
From
The Expert
Jason Steele
Why Apply?
This is one of the best cards offered for earning bonuses on dining and grocery purchases. When you earn so many points on these key purchases, your rewards balance will soar.
I Think You'll Love
Earning 4x Membership Rewards points at restaurants plus 4x for Uber Eats purchases
Pros

  • Earn 60,000 Membership Rewards points when you spend $4,000 within first six months of account opening. 
  • Earn 4x points at restaurants worldwide, including takeout and delivery.
  • Earn 4x points on Uber Eats purchases
  • Enjoy $120 in annual credits to select restaurants
  • Terms Apply
  • See Rates & Fees
Cons
  • $250 annual fee.
  • $120 in restaurant fee credits is only available in increments of $10 a month. 
ABOUT THIS CARD

This may be the best reward credit card you can use for food purchases. Whether you order out, eat out or go to the supermarket, you’ll be earning plenty of valuable Membership Rewards points. You earn 4x points at restaurants worldwide, including takeout and delivery purchases. You also earn 4x points at US supermarkets, on up to $25,000 per calendar year in purchases, plus 4X points earned on Uber Eats purchases. Then you'll earn 3x points on flights booked directly with participating airlines or on amextravel.com. New applicants can start out by earning 60,000 points after spending $4,000 within first six months of account opening. 

These Membership Rewards points are extremely valuable as they can be transferred to airline miles or hotel points. You can also redeem them directly for gift cards, merchandise and travel reservations. Although this card does come with an annual fee of $250, you can receive an annual statement credit up to $120 in restaurant credits ($10 per month).  All this and you get a solid metal card that’s very impressive to look at and to hold. 

4 things informed consumers need to know:
  1. Get enough credit cards to keep the balance on each one below 30% of its limit.
  2. Pay on time, use cards sparingly and keep your accounts open.
  3. Don’t apply for too many cards at once. Do 1 today, again in 6 months, etc.
  4. More cards mean a wider variety of points and benefits.

Jason steele
The Expert
Jason Steele

Analysis is brought to you by nationally recognized credit card expert Jason Steele, who has appeared in publications such as:

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