American Express® Business Gold Credit Card
- Earn 70,000 bonus points when you spend $10,000 within first three months of account opening.
- Receive 4x Membership Rewards points from the two purchase categories that you spend the most on.
- Get a 25% Airline Bonus when you pay for airfare with points.
- Transfer Membership Rewards points to airlines or hotels.
- 4X points offer applies to the first $150,000 in combined purchases, then you earn just one point per dollar spent.
- $295 Annual fee.
The American Express® Business Gold Credit Card is ideal for small business owners who want to earn bonus rewards based on their spending habits, and not preset categories. This card offers you 4x points for your purchases each billing cycle from the top two categories you spent on, including airfare purchases directly from airlines, on U.S. advertising, U.S. gas restaurants (including takeout and delivery), U.S. purchases for shipping, U.S. advertising purchases from select media providers, and U.S. purchases made directly from select technology providers. These rewards are extremely valuable as they can be transferred to airline miles with more than a dozen programs or hotel points, and you get 25% of your redeemed points back when you pay for travel with points.
This card also offers you 70,000 bonus points when you spend $10,000 within first three months of account opening. The points you earn are automatically combined with those from your other American Express personal and small business credit cards. Other benefits include valuable purchase protection and travel insurance benefit. You also get free employee cards, extensive reporting tools and the ability to designate an account manager to help administer your account. There's a $295 annual fee for this card, and no foreign transaction fees.
