Earn up to 3.80% APY¹ & up to $300 Cash Bonus with Direct Deposit²

• $0 minimum balance to earn APY
• Open Checking & Savings Accounts with one sign-up
• Up to 2-day-early paycheck³
• FDIC Insured up to $250k plus up to $3M in supplemental insurance
• No account fees⁵ & no-fee overdraft coverage⁶

*Rate as of 1/24/2025

Open SoFi Account Today