Huntington stands out from the pack because they offer a maintenance free and simple checking account, plus two interest-bearing alternatives for those who are able to maintain higher balances across all their Huntington banking and investment accounts. Asterisk-Free Checking® has no monthly fee or minimum balance to maintain. Huntington 5 Checking® comes with a 0.05% APY, five free non-Huntington ATM withdrawals per cycle, and 10% credit card bonus. Huntington 25 Checking® has a 0.25% APY, unlimited non-Huntington ATM withdrawals, unlimited free checks, and 10% credit card bonus.

The most unrestrictive of Huntington's three checking accounts is the Asterisk-Free Checking, which has no monthly maintenance fee, no minimum balance requirement, and is free to open. This account can also be linked to the Premier Savings account at no cost as well. The other two checking accounts do have fees and minimum balances. Huntington 5 Checking has a monthly $5 charge if a balance of $5,000 is not maintained. Huntington 25 Checking has a $25 fee if a $25,000 balance is not maintained. However, these balances are Total Relationship Balances. Meaning, the minimum balances must be maintained in aggregate across all your eligible Huntington accounts. These accounts include any other checking, money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts owned or jointly owned, and investment accounts with Huntington Investment Company as well.

The Huntington National Bank has been in operation for more than 150 years. Based in Columbus, Ohio it has grown to serve 7 Midwestern states. The bank has solid financial strength ratings from S&P, Moody's, and Fitch Ratings. This combined with the bank's longevity indicates a high likelihood they can meet customers' needs and their own financial obligations far into the future. Huntington also has an A+ Rating with the BBB and a respectable Trustpilot score of 7.9.