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BMO Bank Checking Accounts Review

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BMO Harris Bank is a regional bank that mostly operates in the Midwest. It's headquartered in Chicago and has been in business since 1907. The bank currently offers checking, savings, money market, and CD accounts as well as retirement accounts, mortgages, credit cards, and other loans.

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Customer Comments & Reviews

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Wayne S
11/19/2020
Let me start by saying this is a ZERO STAR review. I've been a loyal customer of this bank in Prescott, Arizona for many years. I got no notification whatsoever in the mail about my grandfathered checking account and it's minimum balance being raised from $1,000 to $1,500. As I don't check the account that often as it's a P.O.D account, needless to say for 10 months straight these thieves stole $12 a month of my hard-earned money from me. Absolute thievery period. At the time of this writing I've already filed a complaint with the Attorney General of Illinois and also the Better Business Bureau of Chicago. There's been zero response from the BMO Harris headquarters. I... Read More



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  • Offers accounts with no monthly maintenance fee option
  • Three checking accounts to choose from 
  • Fee-free transactions at 0ver 40,000 Allpoint® network ATMs nationwide
  • Over 500 branches in eight states
  • Interest-bearing checking account available