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Ally Bank Spending Checking Account Review

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Ally Bank is a division of Ally Financial, one of the largest financial institutions in the US. Previously known as GMAC, Ally Bank operates as an online-only bank and is headquartered in Sandy, Utah. It offers deposit accounts (checking, savings, etc.), mortgage products, and other financial services.

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Our Partner

Earn up to 0.10%-0.25% APY (Annual Percentage Yield) on checking balance with the Ally Bank Spending Account

  • Balances less than $15K earn 0.10% APY; balances $15K or more earn 0.25% APY
  • No monthly maintenance or overdraft fees
  • Pay no fees at 75,000+ Allpoint® and MoneyPass® ATM's
  • Get paid up to 2 days sooner with early direct deposit