Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

Compare GEICO vs. Progressive Car Insurance

What’s the difference between GEICO Car Insurance and Progressive Car Insurance? See how our editors compare the two companies below.
Last Updated: April 23, 2025
GEICO Car Insurance
4.7 / 5 - Excellent
#1 in Car Insurance
Progressive Car Insurance
4.7 / 5 - Excellent
#2 in Car Insurance
vs

Key Facts

  • Best for Competitive Rates
  • Discounts are available for over 850+ organizations & alumni associations
  • Obtain your quote online today - It's fast, easy & free!
  • Best for Customizable Coverage - Trusted by 28,000,000+ drivers
  • Competitive rates, tons of discounts available 
  • Fast, easy and reliable claims service available 24/7

OVERALL RATINGS

 GEICOProgressive
Coverage4.5/55.0/5
Financial Strength5.0/54.8/5
Supplemental Coverage0.0/50.0/5
Pricing & Discounts5.0/54.8/5
Claims Satisfaction & Customer Experience5.0/55.0/5
Automation4.5/54.5/5

Coverage Compared

Basic Coverage

GEICO
vs
Progressive
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

GEICO
vs
Progressive
  • Rental Reimbursement
  • Towing & Labor Cost
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System
  • Vet Bills

Coverage Fine Print

Mobile App

24/7 Claims Agents Available
Loan/Lease Payoff or Gap Insurance - Protects drivers whose cars have been declared a total loss by paying up to 25% over the actual cash value towards the amount owed to the lender. Mobile App Driver Monitoring Devices

What do their customers think?

National Association of Insurance Commissioners

 GEICOProgressive
NAIC Total Complaints 2020
297
130

Customer Ratings

 GEICOProgressive
Trust Pilot Rating
2.1 out of 10
4.7 out of 10
BBB Rating
A+
A+
Date Collected
2020-05-12
2017-10-10
*The NAIC Car Insurance complaint ratio (in this case 1.11) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.

Comparing Financial Stregnth

Key Details

 GEICOProgressive
Underwriter
Berkshire Hathaway Group
Progressive Group
Marketshare
17.0%
9.17%
AM Best Financial Rating
A++
a
Moody's Financial Rating
Aa1
A2
Standard & Poor's Financial Rating
AA+
A
*The above information reflects the financial strength of the underwriter of the GEICO car insurance policies: Berkshire Hathaway Group.
*The above information reflects the financial strength of the underwriter of the Progressive car insurance policies: Progressive Group.

Pricing & Discounts

 GEICOProgressive
Per Mile Pricing Available?

Discounts

GEICO
vs
Progressive
  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Student
  • Bundled Policy
  • Multiple Vehicle
  • Safe Driver
  • Homeowner
  • Student
  • Bundled Policy
GEICO
vs
Progressive
  • Full/Automatic Payment

Discounts Fine Print

Defensive Driver Discount - Clients can save on premiums by completing a defensive driving course.

Driver's Education - Young drivers can earn a discount on most coverages by completing a driver's education course.

Emergency Deployment - Discounts of up to 25% on auto insurance for United States military policyholders deployed as members of the Enduring Freedom or Iraqi Freedom operational forces.

Military - Up to 15% off on total car insurance premiums for active duty and retired military service members.

Federal Employee (Eagle Discount) - Active or retired federal employees can get up to 8% off their total auto insurance premium.
Start your quote online (7% average discount) Sign your documents online (7% average discount) Minor child driver (discount varies)

Contact & Additional Information

 GEICOProgressive
Homepage URL
Company Phone
(800) 207-7847
(800) 776-4737
Headquarters Address
One GEICO Plaza, Bethesda, MD, 20810
The Progressive Corporation 6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded
1936
1937

Final Verdict

Progressive Car Insurance and GEICO Car Insurance are very close in quality and have the same overall rating. That said, Progressive scores better than GEICO across: Coverage. Whereas, GEICO scores better on Financial Strength, Supplemental Coverage, and Pricing & Discounts. Both companies score similarly on Claims Satisfaction & Customer Experience, and Automation.


Customer Comments & Reviews

kristinkelly1995
4/28/2021
Progressive Car Insurance review
Progressive was extremely helpful in providing me with a great rate and explaining everything that I was covered for!


J
Jim M
7/23/2020
Progressive Car Insurance review
Disagree with top rated company. I have zero accidents in the family, zero tickets, one home claim which was hail damage, all over last 5 years. Insurance on cars has increased $100 year and Home insurance close to $200 a year over last three years. Be careful, they get you, then bump you up. I just received another quote from very reputable company, same coverage and $600 less total for bundled coverage. Bye bye Progressive..


Johnette S
2/14/2018
Progressive Car Insurance review
We love Progressive! They have always given us prompt, courteous service. They return calls when they say they will. Our auto body shop said they really like working with Progressive. They arranged our rental car very efficiently as well as working with the auto body shop. They are also great about checking on us after the repairs. We will keep our car, truck, and motorhome with Progressive.


T
tlvpav
12/22/2017
GEICO Car Insurance review
This has been a nightmare for me. A month has gone by, they just started a claim against the uninsured driver who hit MY parked car, and they say I don't have basic insurance coverage ? I'm making double car payments now, when this uninsured driver totalled my car !!


T
Tim D
12/18/2017
Progressive Car Insurance review
The biggest Improvement you can make would be allowing your customers to talk to the same customer service agent each time they call.


A
Allison
1/6/2017
GEICO Car Insurance review
Excellent customer service and have always been a great help for us when things have gone wrong with vehicles