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Compare GEICO vs. Allstate Car Insurance

What’s the difference between GEICO Car Insurance and Allstate Auto Insurance? See how our editors compare the two companies below.
Last Updated: April 23, 2025
GEICO Car Insurance
4.7 / 5 - Excellent
#1 in Car Insurance
VIEW RATES
Allstate Auto Insurance
4.4 / 5 - Excellent
#11 in Car Insurance
VIEW RATES
vs

Key Facts

  • Best for Competitive Rates
  • Discounts are available for over 850+ organizations & alumni associations
  • Obtain your quote online today - It's fast, easy & free!
  • Best for Comprehensive Coverage Options
  • Wide range of discounts, coverage options & add-ons
  • Safe Drivers Can Save Up To 40% Or More
More Details >
More Details >

OVERALL RATINGS

 GEICOAllstate
Coverage4.5/54.8/5
Financial Strength5.0/54.5/5
Supplemental Coverage0.0/50.0/5
Pricing & Discounts5.0/54.5/5
Claims Satisfaction & Customer Experience5.0/54.7/5
Automation4.5/54.5/5

Coverage Compared

Basic Coverage

GEICO
vs
Allstate
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Personal Injury
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

GEICO
vs
Allstate
  • Rental Reimbursement
  • Towing & Labor Cost
  • Rental Reimbursement
  • Towing & Labor Cost
  • Sound System

Coverage Fine Print

Mobile App

24/7 Claims Agents Available
Satisfaction Guarantee Driver Monitoring Device Redeemable Rewards Points Accident Forgiveness Mobile App Preferred Repair Service Deductible Rewards New Car Replacement Car Buying Service

What do their customers think?

National Association of Insurance Commissioners

 GEICOAllstate
NAIC Total Complaints 2020
297
343

Customer Ratings

 GEICOAllstate
Trust Pilot Rating
2.1 out of 10
BBB Rating
A+
A-
Date Collected
2020-05-12
2017-09-21
*The NAIC Car Insurance complaint ratio (in this case 1.03) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.

Comparing Financial Stregnth

Key Details

 GEICOAllstate
Underwriter
Berkshire Hathaway Group
Allstate
Marketshare
17.0%
9.72%
AM Best Financial Rating
A++
A+
Moody's Financial Rating
Aa1
Aa3
Standard & Poor's Financial Rating
AA+
AA-
*The above information reflects the financial strength of the underwriter of the GEICO car insurance policies: Berkshire Hathaway Group.
*The above information reflects the financial strength of the underwriter of the Allstate car insurance policies: Allstate.

Pricing & Discounts

 GEICOAllstate
Per Mile Pricing Available?

Discounts

GEICO
vs
Allstate
  • Multiple Vehicle
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Student
  • Bundled Policy
  • Safe Driver
  • Anti-Theft
  • Vehicle Safety
  • Homeowner
  • Student
  • Bundled Policy
GEICO
vs
Allstate
  • Full/Automatic Payment

Discounts Fine Print

Defensive Driver Discount - Clients can save on premiums by completing a defensive driving course.

Driver's Education - Young drivers can earn a discount on most coverages by completing a driver's education course.

Emergency Deployment - Discounts of up to 25% on auto insurance for United States military policyholders deployed as members of the Enduring Freedom or Iraqi Freedom operational forces.

Military - Up to 15% off on total car insurance premiums for active duty and retired military service members.

Federal Employee (Eagle Discount) - Active or retired federal employees can get up to 8% off their total auto insurance premium.
Digital Signup Early Signing Responsible Payer New Car

Contact & Additional Information

 GEICOAllstate
Homepage URL
https://www.geico.com
https://www.allstate.com/
Company Phone
(800) 207-7847
(877) 810-2920
Headquarters Address
One GEICO Plaza, Bethesda, MD, 20810
2775 Sanders Rd, Northbrook, IL, 60062
Year Founded
1936
1931

Final Verdict

GEICO Car Insurance has a higher overall rating than Allstate Auto Insurance. GEICO scores better than Allstate across: Financial Strength, Pricing & Discounts, and Claims Satisfaction & Customer Experience. However, Allstate scores better on Coverage, and Supplemental Coverage. Both companies score similarly on Automation.

Customer Comments & Reviews

W
William
1/17/2022
Allstate Auto Insurance review
More expensive insurance but their service is good. Always check to make sure they give you all discount credit on what your auto qualifies for as they will miss some!

T
tlvpav
12/22/2017
GEICO Car Insurance review
This has been a nightmare for me. A month has gone by, they just started a claim against the uninsured driver who hit MY parked car, and they say I don't have basic insurance coverage ? I'm making double car payments now, when this uninsured driver totalled my car !!

A
Allison
1/6/2017
GEICO Car Insurance review
Excellent customer service and have always been a great help for us when things have gone wrong with vehicles

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