SoFi®️ Checking and Savings Review
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SoFi is a versatile financial institution that offers a wide range of banking and lending services. It serves as the second largest marketplace lender in the US, providing student loan refinancing, mortgages, personal loans, and now, checking and savings accounts. Sofi is headquartered in San Francisco and earns an A+ rating with the BBB.
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Top Rated
Our Partner
Earn up to 3.60% APY¹ & up to $300 Cash Bonus with Direct Deposit² (see website for details)
- Earn 9x the National Average Rate³
- $0 Monthly Fees⁴ & Free Overdraft Coverage⁵
- 2-day-Early-Paycheck⁶
- FDIC Insured up to $250k plus up to $3M in supplemental insurance⁷
- +0.70% Boost on Savings APY to up to 4.50% for up to 6 months
on new accounts with eligible Direct Deposit. Terms apply.8
*Rate as of 11/12/2025
* Interest rates are subject to change at any time. Terms and conditions may apply.
